| Share Savings Account Fees |
| Closing Account (within 6 months) |
15.00 |
| Inactive Account (after 2 years) |
10.00/month |
| Share Savings Withdrawal (after 3 per mo.) |
2.00 |
| Share Savings Below $25.00 Minimum |
5.00/month |
| Change Account Number |
25.00 |
| Holiday Club Account Fees |
| Holiday Club Early Withdrawal Fee |
15.00 |
| Money Market Account Fees |
| Money Market Account Below $2,000. |
10.00/month |
| Money Market Excess Withdrawal Fee |
10.00 |
| Share Draft Checking Account Fees |
| Monthly Service Fee |
2.00 |
| Overdraft from Savings Transfer |
2.00/transfer |
| Return Check/ACH Nonsufficient Funds (NSF) |
30.00 |
| ACH Revocation Fee |
25.00 per item |
| Stop Payment Fee |
30.00 |
| Copy of Share Draft Check |
5.00 |
| Copy of Statement |
5.00 |
| Interim Statement |
2.00 per page |
| Account Reconciliation |
25.00/hr (min 1 hr) |
| E-Quality Bill Pay |
FREE |
| Bill Pay Dormant (after 2 months) |
10.00
Access closed |
| Closing Account (within 6 months) |
15.00 |
| Inactive Account Fee (after 3 mos.) |
5.00 per month |
Reinstatement Fee (when account closed
due to misuse) |
25.00 |
| Courtesy Paid Item |
30.00 |
| Negative Balance Fee |
30.00 |
| Share Draft Check Printing |
Varies by style |
| VISA Services |
| Debit Card Annual Fee |
12.00 |
| PIN-Based Transaction/ATM (5 free per mo) |
2.00 |
| Debit Card Reactivation Fee |
10.00 |
| Debit Card Item Charge Back Fee |
10.00 |
| Credit/Debit Card Dispute |
25.00 |
| Credit Card Late Payment Fees |
25.00 |
| Credit Card Payment NSF |
25.00 |
| Re-loadable Debit Card |
7.50 |
| Re-loadable Debit Card/Load Fee |
5.00 |
| VISA Gift Cards |
5.00 |
| REPLACEMENT Credit or Debit: |
| Card & PIN Replacement |
15.00 |
| Card Replacement |
10.00 |
| Pin Replacement |
5.00 |
| Rush Card Fee |
65.00 |
| Loan Account Fees |
| Loan Application Fee |
15.00 |
| Home Equity Deed Release |
50.00 |
| Subordination Agreement |
250.00 |
| Home Equity Application Fee |
25.00 |
| Loan Adjustment Fee |
10.00 |
| Refinance of existing Consumer Loan |
50.00 |
| Consumer Loan Extension Agreement |
35.00 |
| Duplicate Title Fee |
30.00 |
| Consumer Loan Late Fee (15-day grace) |
25.00 |
| Second Mortgage Application |
50.00 |
| Mortgage Loan Late Fee (15-day grace) |
30.00 |
| Refinance Home Equity to Fixed 2nd Mortgage |
1.0% or min $200.00 |
| Miscellaneous Fees |
| Member Service-Aided Phone Transfer |
2.00 |
| Check Cashing (If Share balance below $100.) |
$5.00 or 1.0% of check amount (whichever greater) |
| Credit Union Check Issue |
3.00 |
| Cancel Credit Union Issued Check |
5.00 |
| Certified Check |
5.00 |
| Stop Payment on Credit Union Check |
35.00 |
| Money Order |
5.00 |
| Travelers Cheques |
1.00 per $100 |
| Travelers Cheques for Two |
2.00 per $200 |
| Returned Deposit Item (Re-deposited) |
10.00 |
| Returned Deposit Item (Charged back to acct.) |
30.00 |
| Account Research Fee |
25.00/hr |
| Garnishment or Levy |
50.00 |
| Collection Item Fee |
15.00 |
| Notary Service (Member only) |
FREE |
| Notary Service (non-Member) |
5.00 |
| Deposit Verification Fee |
5.00 |
| Wire Transfers (Incoming) |
5.00 |
| Wire Transfer (Outgoing) |
25.00 |
| International Wire Transfer (Outgoing) |
40.00 |
| Western Union |
30.00 |
| Deposit Verification Fee |
5.00 |
| IRA Fees |
| IRA Withdrawal Fee |
10.00 |
| IRA Closure Fee |
30.00 |
| IRA Outgoing Transfer |
50.00 |
