Loans

New & Used Vehicle

Keep your Credit Union in mind for value on new or used auto and truck loans. We have low interest rates and generous loan terms. Ask about a pre-approved loan before you buy. We have new and used vehicle cost guides to help you find the value of the car you are purchasing, selling, or trading in.

Tax Deductible Interest on Recent Car Purchase

You can use the equity in your home for your car purchase and may be entitled to a deduction for the interest. Home Equity loans have low closing costs at market interest rates. Consult a tax professional to determine if this makes sense for you.

Signature Loans

We grant unsecured loans up to $10,000, with low market rates, based on qualified credit. You may use the proceeds for a vacation, a computer, a gym membership or anything you desire. Call the Credit Union for quick approval.

VISA® Credit Cards

Features a low annual percentage rate, no annual fee and a 25-day grace period on purchases. It's an ideal way to pay off your other, higher-interest rate credit card balances, and save money. You can use it for purchases, ATM cash advances and emergencies. We grant credit card loans up to $10,000 with low rates, based on qualified credit. Plus, you can check your balance and make payments online at ezcardinfo.com.

Overdraft Protection Loans

Members with approved credit may set up an overdraft protection loan, or may arrange to have the overdraft covered by funds in your Share Savings account. Obtain overdraft protection on your checking account for those "just in case" emergencies. You may obtain a line of credit up to $1,000, and pay off advances as often as you would like for minimal interest charges.

Fixed Rate Second Mortgage

We now offer a fixed Rate Second Mortgage loan. Up to 90% of either the appraisal or tax assessment. Term of the loan not to exceed 15 years, with a maximum loan amount of $50,000.

Mortgage Loans

1st Mortgage

Whether you are looking to purchase your first home or refinance your existing home, finding a lender you can trust is important. HealthONE Federal Credit Union is here to make that decision easy. We offer a wide variety of adjustable rate mortgage products, and we are certain that you will find one to meet your needs. If your mortgage is at HealthONE FCU, you will have piece of mind in knowing exactly where your mortgage is and whom you can talk to about it. HealthONE FCU mortgage loans offer you:

• Great Rates
• Credit Union Servicing
• Easy Application Process
• Fast Turnaround
• Minimal Fees
• Pre-approval at No Cost

Mortgage Types

Adjustable Rate (ARM). Interest fluctuates over the life of the loan based on market conditions. Available terms are 1/1, 3/1, and 5/1. (Note: the first number is the number of years the original rate stays in effect. The second number is the frequency (years) when rate is subject to change.)

Fixed Rate Conventional. Competitive rates for 15 or 30 year term, with monthly, biweekly, or semi-monthly payments.

Centennial Lending is our exclusive credit union lender…for members only. Just click on the link at right to learn more.

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