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Savings Rates |
Our Phone: 303-320-2244
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Share Savings |
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Dividend Rate (%) |
APY (%) |
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| Regular Share Account | .25 |
.25 |
|
Money Market Account (Maximum 3 withdrawals per month) |
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Balance |
Dividend Rate (%) |
APY (%) |
|
$0 - $1999.99 |
0.0 |
0.0 |
|
| $2000 - $4999.99 | .75 |
.75 |
|
| $5000 - $9,999.99 | .75 |
.75 |
|
| $10,000 - $24,999.99 | .75 |
.75 |
|
| $25,000 - $49,999.99 | 1.00 |
1.00 |
|
| $50,000 - $99,999.99 | 1.00 |
1.00 |
|
| $100,000+ | 1.24 |
1.25 |
|
| Share Certificate Account ($500.00 minimum) | |||
Term |
Dividend Rate (%) |
APY (%) |
Penalty for Early Withdrawal |
Six (6) Months |
2.23 |
2.25 |
90 days |
12 Months |
2.81 |
2.85 |
90 days |
24 Months |
2.96 |
3.00 |
180 days |
36 Months |
3.10 |
3.15 |
180 days |
48 Months |
3.34 |
3.40 |
180 days |
60 Months |
3.69 |
3.75 |
180 days |
| IRA Account ($500.00 minimum) | |||
Dividend Rate (%) |
APY (%) |
Penalty for Early Withdrawal |
|
| IRA Share Account | .25 |
.25 |
90 days |
| IRA CD 6 Months | 2.23 |
2.25 |
90 days |
| IRA CD 12 Months | 2.81 |
2.85 |
90 days |
| IRA CD 24 Months | 2.96 |
3.00 |
180 days |
| IRA CD 36 Months | 3.10 |
3.15 |
180 days |
| IRA CD 48 Months | 3.34 |
3.40 |
180 days |
| IRA CD 60 Months | 3.69 |
3.75 |
180 days |
| Club Account | |||
Dividend Rate (%) |
APY |
||
| Holiday Club | .25% |
.25% |
|
Loan Rates |
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Loan rates (%) are based on Experian Risk-Based Score |
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| Credit Score | 720+ |
719- 680 |
679- 640 |
639- 600 |
599- 550 |
549 & below |
| Vehicle Loan 2002-2008 Models | ||||||
| 24 Months | 4.99 |
6.99 |
9.99 |
14.99 |
16.99 |
17.99 |
| 36 Months | 4.99 |
6.99 |
9.99 |
14.99 |
17.50 |
17.99 |
| 48 Months | 4.99 |
6.99 |
9.99 |
14.99 |
17.75 |
18.00 |
| 60 Months | 5.50 |
7.50 |
10.50 |
15.50 |
17.95 |
18.00 |
| 72 Months | 6.00 |
8.00 |
11.00 |
16.00 |
n/a |
n/a |
| 84 Months | 8.00 |
10.00 |
13.00 |
18.00 |
n/a |
n/a |
| Vehicle Loan 2001 & Older | ||||||
| 36 Months | 6.75 |
8.75 |
11.75 |
15.75 |
17.75 |
n/a |
| Classic Car 36 Months |
6.75 |
8.75 |
11.75 |
15.75 |
17.75 |
n/a |
| Motorcycle Loan 1999 or Newer | ||||||
| 36 Months | 6.25 |
8.25 |
11.25 |
14.25 |
17.50 |
18.00 |
| 48 Months | 6.25 |
8.25 |
11.25 |
15.25 |
17.75 |
18.00 |
| 60 Months | 6.25 |
8.25 |
11.25 |
16.25 |
18.00 |
18.00 |
| 72 Months | 7.25 |
9.25 |
12.25 |
17.25 |
n/a |
n/a |
| 84 Months | 9.25 |
11.25 |
14.25 |
18.00 |
n/a |
n/a |
Recreational Vehicle Loan
|
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| 60 Months | 8.50 |
10.50 |
13.50 |
17.50 |
n/a |
n/a |
| 84 Months | 8.75 |
10.75 |
13.75 |
17.75 |
n/a |
n/a |
| 120 Months | 9.00 |
11.00 |
14.00 |
18.00 |
n/a |
n/a |
| Jet Ski, ATV, Snowmobile | ||||||
| 36 Months | 9.50 |
11.50 |
15.50 |
17.50 |
n/a |
n/a |
| Watercraft Loan | ||||||
| 48 Months | 7.50 |
8.50 |
11.50 |
15.25 |
n/a |
n/a |
| 60 Months | 8.00 |
9.00 |
12.00 |
16.25 |
n/a |
n/a |
| 72 Months | 8.50 |
9.50 |
12.50 |
17.25 |
n/a |
n/a |
| Home Equity Line of Credit (HELOC) | ||||||
| Up to 80% | 3.25 |
3.25 |
4.25 |
5.25 |
6.25 |
7.25 |
| 80.1%-90% | 3.75 |
3.75 |
5.75 |
6.75 |
6.75 |
7.75 |
| 90.1%-100% | 4.25 |
4.25 |
5.25 |
6.25 |
7.25 |
8.25 |
| Unsecured Loans | |
APR (%)
|
|
| VISA® Credit Card | 9.90 - 17.90
|
| Personal Line of Credit | 10.50 - 18.00
|
| Signature Loans | 10.50 - 18.00
|
| Overdraft Protection | 16.00 - 18.00 |
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